Credit Score API Portal
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🔑 Credit Score REST API v1

Integrate Credit Mantra scoring directly into your systems. Submit transaction ledger logs via REST and retrieve credit metrics, risk tiers, and borrowing snapshot statistics instantly.

API Endpoint POST /api/v1/score/
Headers Content-Type: application/json
Authorization: Api-Key <your_developer_token>
Sample Request Payload 
[
  {
    "date": "2026-06-01",
    "description": "SALARY CREDIT CO",
    "amount": 85000.0,
    "type": "CREDIT"
  },
  {
    "date": "2026-06-03",
    "description": "HOUSE RENT DEBIT",
    "amount": 20000.0,
    "type": "DEBIT"
  },
  {
    "date": "2026-06-05",
    "description": "EMI LOAN REPAYMENT",
    "amount": 12000.0,
    "type": "DEBIT"
  },
  {
    "date": "2026-06-12",
    "description": "SUPERMARKET FOODS",
    "amount": 4500.0,
    "type": "DEBIT"
  }
]
🛡️ Developer Credentials

Please register or authenticate a developer account to generate integration tokens.

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🧪 Live API Sandbox Playground

Simulate a live API request using the JSON dataset editor below. Trigger calculations to see the parsed FICO outputs and recommended loan limits. 

// Click the sandbox execution button to see FICO response...